Buying, building, renovating?
We have a loan to match.
Whether you’re buying, refinancing, remodeling, or taking advantage of your home’s equity, a home loan is possibly one of the biggest financial commitments you’ll ever make. You can trust FNB Bank and our skilled loan team to help you make the right choice for your home, your family, and your budget.
Choose from a wide variety of fixed-rate or adjustable-rate real estate loans when buying or refinancing a home. Visit any of our office and talk with a mortgage loan originator to determine which term and type of loan best suits your needs.
Home Equity Loans
Borrowing against the equity in your home can be a low-cost, and often tax deductible, way to get extra money. Use the loan for home improvements, tuition, vacations or any other reason you can imagine. We offer competitive rates and flexible terms with the convenience of a fixed monthly payment.
Home Equity Lines of Credit
The smart, flexible way to use your home’s equity to pay for important things today and tomorrow. A home equity line of credit works much like a credit card. You can borrow as much or as little as you want from your approved credit limit. As you repay the balance, the full amount is available for you to use again and again; plus the interest you pay may be tax deductible (please consult a tax advisor).
Residential Construction Loans
If you’re building a home, a construction loan provides cash during the building process. Funds are advanced “as needed” during construction and interest is charged on the outstanding balance of your construction account.
S.A.F.E. Act Disclosure
Under the Secure and Fair Enforcement Act (S.A.F.E. Act), FNB Bank is required to ensure that each of our mortgage loan originators (MLO’s) is registered with the Nationwide Mortgage Licensing System and Registry. In addition, we are required to make the unique identifier provided by the Registry for each of our MLO’s available to clients, applicants and consumers upon request. Consumers can confirm that FNB Bank (NMLS ID# 500338) and our MLO’s are registered with the Registry at www.nmlsconsumeraccess.org.