FNB Bank Personal Credit Cards

Personal Credit Cards


Our credit cards provide worldwide purchasing power, competitive market interest rates, and great benefits and advantages. Best of all, we directly service
 your credit card. If you have questions about your account, you can talk to us by phone or drop by any neighborhood banking office.

All FNB personal credit cards offer the following:

  • No over-limit fees
  • Price protection if you find an item you purchased at a cheaper price*
  • Extended Warranty doubles the store/manufacturer’s warranty for up to one year*
  • Pay bills at FNB, by mail, online, or by automatic debit
  • MasterRental insurance that pays for covered damages to a rental vehicle*

But then there is MORE … depending on the card you select!



  • 0% Intro APR on purchases and balance transfers for the first 6 months
    (Terms and Conditions)
  • Our lowest interest rate


Platinum Rewards

  • Valuable Points – one for every dollar spent
    (Terms and Conditions)
  • 5,000 bonus points if you charge $1,000 in the first 3 months +



  • Valuable Points – one for every dollar spend
    (Terms and Conditions)
  • 10,000 points if you charge $3,000 in the first 3 months +
  • Preferred savings, rewards, benefits and perks
  • Travel and emergency assistance


Come in anytime to discuss FNB’s three personal
MasterCard credit card options!


Learn more about the terms and conditions of FNB’s three MasterCard credit cards!

* Certain terms, conditions, and exclusions apply. Please consult your Guide to benefits for specific benefit configuration.

+ Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit yourfnbbank.myapexcard.com/apply and select Rewards Terms and Conditions. Rewards options are subject to change without notice.

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