Capital Bank



You can only activate your FNB Bank CheckCard AFTER you receive your new PIN in a separate mailer. Your new debit card can be used beginning Monday, February 25 – only after it has been activated. Call 706-866-1146 if you have questions or need assistance.

Welcome Capital Bank Customers

On Friday, February 22, 2019, all Capital Bank customers will move to a new banking system.

On Monday, February 25, 2019, the name will officially change to FNB Bank and you will have access to FNB Bank’s full array of banking products and services. We promise to do everything we can to minimize any inconvenience for you and all of our customers.

The Welcome Book and other documents were mailed to Capital Bank customers on January 15. You may also view the PDF or download a copy through the link at the bottom of this page. The book is filled with important information that will answer most of your questions.

If you cannot find the answer to your question, please visit your nearest banking office or contact FNB Bank’s Client Service Team for assistance.


View the Capital Bank Welcome Book here »


Fort Oglethorpe

625 Battlefield Parkway
Fort Oglethorpe, GA 30742


6345 Highway 41
Ringgold, GA 30736


13309 Highway 27 North
Chickamauga, GA 30707

FNB Bank Client Services


FNB Bank ×