FNB Banking Business Credit Cards

Business Credit Cards


Five credit card choices to help
manage your business.

FNB Bank is proud to offer a full range of competitive credit cards and reward options that are perfect for your business. Whether you’re looking to control expenses or enhance purchasing power, we have the card to meet your needs with the local, friendly service you’ve come to expect from FNB Bank.

All FNB business credit cards offer the following:

  • Individually customized spending limits for employees
  • Consolidated or individual billing statements
  • Pay bills at FNB, by mail, online, or by automatic debit
  • MasterRental pays for covered damages to a rental vehicle
  • 24/7 customer service
  • Zero Liability Protection
  • ID Theft Protection
  • Mastercard® Global Services
  • Product Discounts

Business Platinum

  • 0% APR on Purchases and Balance Transfers for 6 months. After that, the variable APR will be Prime + 5.74% to Prime + 13.74% thereafter (based on credit score). A Balance Transfer fee of 3% or $10, whichever is greater, will apply to each balance transfer.
    (Terms and Conditions)
  • Our lowest interest rate

Business Platinum Rewards

Business World Elite

  • Valuable Rewards – 1% cash back for every $1 spent with no earning cap ¹
  • Earn 2% cash back for every dollar spent on airfare, hotel, car rental and dining ²
  • Rewards redeemable at company account level or by individual cardholding employees
  • Mastercard Business Assistant
  • Premium Easy Savings®
    (Terms and Conditions)


Corporate Rewards

  • Comprehensive suite of reward options, including travel, hotel, car-rental and more
  • Option to allow employees to earn and redeem rewards points individually or pool all point earnings for the organization
    (Terms and Conditions)

Come in anytime to discuss FNB’s business
MasterCard credit card options!

Learn more about the terms and conditions of FNB’s MasterCard credit cards!

Ready to apply?

Interested in a Business credit card? Please stop by your nearest FNB office and talk to one of our business bankers.

All credit cards are subject to credit approval. Ask for details. 

Mastercard is a registered trademark of Mastercard International Incorporated. Certain restrictions, limitations, and exclusions apply.  Please consult your Guide to benefits for specific benefit configuration.

¹ For details on Rewards Program, please visit: https://accessfnb.myapexcard.com/#p=application/rewardsTerms. Rewards options are subject to change without notice.

² We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.

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