History of FNB Bank Alabama

Our History


FNB has been serving the needs of
people just like you since 1900.

The Bank of Scottsboro was officially organized in 1900 by Scottsboro, Alabama native Mr. J.W. Gay, Sr., and two businessmen from Manchester, Tennessee, Mr. J.G. Wilkinson and Mr. A.M. Young.

In 1908, the bank organizers purchased another local bank, The First National Bank, and chose to continue doing business under The First National Bank name.

Our current main office opened in 1966, along with our first community offices in Section and Woodville. The Pisgah office opened in 1967, followed by the acquisition of American Bank of Bridgeport Alabama in 1969. Northeast State Bank in Henagar Alabama was acquired in 1986 and an office was opened in Skyline that same year.

FNB converted to a state bank charter in 2007 in order to better serve the local communities and its customers. This change allowed FNB to operate under Alabama’s regulatory system which is among the best in the nation.

In 2017, FNB acquired Peoples State Bank of Commerce, with offices in Tennessee (Nolensville and Ardmore) and Alabama (Grant). At same time, the bank opened an office in Guntersville, Alabama, to broaden its service in Marshall County.

In 2018, FNB made a strategic entry into the Chattanooga MSA market with the acquisition of Capital Bank of Ft. Oglethorpe, Georgia with additional offices in Ringgold and Chickamauga. In 2020, the bank opened an office in downtown Chattanooga, Tennessee.

Today, FNB Bank has 17 hometown offices and a team of more than 160 associates serving Tennessee, Georgia, and Alabama under the FNB Bank brand. FNB offers a full range of products for consumers and businesses, including checking, savings, loans and mortgages. Well-planned investment in technology allows our customers to have safe and secure access to their accounts at any time from almost anywhere.

As FNB has strategically and responsibly expanded into new areas, we remain committed to the core principles and values on which our bank was built. Most importantly, we have stayed true to our focus of improving lives and enriching communities by helping customers reach their financial goals and dreams.

That’s Friendly Neighborhood Banking. That’s FNB.

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